Unsecured business loans
One amount up front, on a set term. Funded by Credex Lending.
Funding types
Two ways to fundthe business.
Both read by a person. Terms shown before you accept.
Working capital
Cash for the gap before customers pay.
- Range
- $25,000 to $5 million
- Decision
- Most complete files, same day
- Credit floor
- From 550
Common uses
Pay for the next business expense.
Payroll
Pay employees while you wait for customer payments.
Equipment
Repair or replace equipment the business needs.
Inventory
Buy stock before the next sales period.
New work
Pay the upfront costs of a contract or location.
Repeat funding
A good repayment record can support better terms on your next application.
Your offer
See the full cost before you decide.
Your offer shows the amount, term, and repayment schedule. You can ask questions before accepting it.
Example · Decision
A person approved your file
$120,000
- Underwriter
- Your underwriter
- Term
- Shown with your offer
What you need
Have these details ready.
Business details
Legal name, ownership, contact information, and time in business.
Recent bank activity
Records that show deposits and current balances.
Amount and use
How much you need and what you will pay for.
Extra documents
An underwriter may ask for records that explain an unusual number.
After you apply
What happens after you submit.
01
We open the application.
An underwriter checks the business details and requested amount.
02
We review the file.
We check credit, deposits, time in business, and current obligations.
03
We call if needed.
A short answer may explain a change in sales or the bank balance.
04
You get the terms.
Most applications get a decision the same day.
Who it fits
May be a fit
- An operating business with regular deposits
- A clear use for the funding
- Enough cash flow to support repayment
May not be a fit
- A business that has not started operating
- No clear way to repay the funding
- A request outside the $25,000 to $5 million range
Questions
Questions, answered.
Capital for the work ahead
Say yes to the next job.
Cover payroll, materials, equipment, or inventory before customer payments arrive.
Check your estimate Three questions. No contact details.
Check your estimate
See what your business could qualify for.
Answer three questions. No contact details are needed to see an estimated range.
A little context. A clearer starting point.
- 01Your typical monthly deposits
- 02Your time in business
- 03Your approximate credit score
qualify for
See your estimate first. Call us for actual amounts and terms.